That was part of
...the problem.

The orginal site design was by me, and it wasn't that bad - it just never got finished into a full-blown CMS due to working full time, with kids etc... and my partner (Bankfodder) got impatient I think.

It was then that the other bloke decided to use Joomla (I think), and the tools that I'd written - the 'buddy system', the on-line calculator etc... were left by the wayside.

Any ideas I came up with were generally poo-pooed by the site team - it was a democratic thing - and then about 3-4 months later they would be implemented by one of the other members.

Then certain users of the site would threaten to sue ever five minutes to get their own way, and I felt I was being moderated on my own site/forum by the users, and it was counter productive, as I was constantly pandering rather than advancing the site on in any way.

It was then that I decided I'd had enough. I was trying to help people and the only thing I got in return (not that I was expecting anything in return, that's not why I did it) was grief from the very people I set out to help.

That's the problem - too many chiefs, not enough indians - and far too many people who have basic HTML/Javascript skills who think that they're experts.

The 'stays' as they are called are still in effect - I imagine the banks will drag this on for as long as they possibly can.

Don't forget though, it's only consumer contracts that are on 'stay' - business accounts can still be claimed back in the same way (punitive v liquidated damages as opposed to Unfair terms in Consumer Contracts regs.).
(dchurch bah, Thu 16 Jul 2009, 16:30, Reply)