there is a line between being sensible with money and being a tight bastard
you decide if you think im tight

i would like to think i am not, i just live within my means:

I have 2 credit cards but only use them for internet purchases and emergencies and pay them off the second i get the bill

i have a jar whre i save coins and then wen its full i count the coins and give them to my dad who gives me notes (he needs change for his job)

in the supermarket i look for deals and buy economy food if its nice (for example the basic potato chips and choc are nice)

i get clothes from primark, asda, tesco and matalan

i use a box from a set of speakers as my bedside table (i have a futon so its only about 10 cm off the floor)

however:
i always tip where necessay and dont calculate the tip exactly i usually round my bill up to a good number (less coins for me to carry) and leave more than the 10%

i will buy rounds in pubs and i dont buy to receive, also if one round i want a partiularly expensive drink il make sure i get that one

as long as i have enough money for my bills i will never turn down nights out or day trips etc

i never scrimp on toiletaries and washin powder but will buy ones on offer or go to cheaper shops


i would like to think that im sensible with money and nt tight and thelast thing idever want is for people to percieve me as tight
(jenko83, Sun 26 Oct 2008, 10:43, 9 replies)

You
are sesnsible.
(kitescreech still here, Sun 26 Oct 2008, 10:58, closed)

That's the last thing you would ever want?
I would have thought some kind of cancer/AIDS combo would be the last thing.

But no, you seem a thrifty person to me. Carry on.
( Dixipoos Bye Bye Blackbird, Sun 26 Oct 2008, 11:03, closed)

the last thing i would want....
...that i have control over

if you see what i mean

hehe
(jenko83, Sun 26 Oct 2008, 12:17, closed)

You seem sensible to me
My only criticism is your choice of bedside table, but maybe you just haven't found the item you're looking for yet?
I'm currently looking for "the right" AV cabinet for my lounge. It has to be approx X wide, and only so high, but must be deep enough to conceal all the Sky, Amp, DVD, etc boxes, (and therefor have compartments wide enough for these things). And the doors must be smoked glass to allow IR signals through. Currently I am using a MFI modular cupboard unit GIVEN to me for FREE by my sister, currently all devices are on top, but as soon as I see what I want, I'm buying it.
Maybe you are the same?
I recall I spent ages looking for bedside cabinets that were exactly the right hight for grabbing a glass of water off in the middle of the night, with eyes closed in the dark.
( turb0t, Sun 26 Oct 2008, 13:39, closed)

Sounds perfectly sensible
The fact that you're using a speaker box for a bedside table leads me to infer that you are not earning bucketloads of money.

I define a tightarse as someone who has plenty of money, but refuses to spend on minor things which most people (with less money) don't even think about.

Paying off your credit card bill immidiately is essential: if you don't, then you're an idiot for paying the interest.

There's only one suggestion I would make to you though: instead of using your card only for internet/emergencies, try getting one of the cards which rewards you - and put everything on that. For example, the Tesco credit card gives you Clubcard points - which you can use on many things, for example airmiles.

Over the past year I have put all my daily spending on my Tesco card, and now have enough Airmiles for a return flight to Cyprus - all taxes included! Just make sure you pay off the card in full every month, and you'll receive rewards for free.
(EuroSong I love horse meat: best of all the animals, Sun 26 Oct 2008, 16:06, closed)

5% Cashback on American Express for first 3 months
Put everything on it, and then pay it off at the end of the month. It's nice only paying for 95% of everything.

Also, sign up to quidco.com - it's even more cashback, although be careful, the amount of cashback is often tempting to spend when you don't need to.

Love it.
(stevio is on the prowl for a girlfriend!, Mon 27 Oct 2008, 14:21, closed)

sensible
*presses gold star on screen*
( spimf ™ is whoever you want him to be, Sun 26 Oct 2008, 19:27, closed)

Doesn't sound tight to me!
Sounds perfectly sensible!

*click*
( Mike Fishcake teamfishcake.co.uk - better than your mum's face, Mon 27 Oct 2008, 16:18, closed)

the only bit im not so sure on
is the buying economy food if its nice..

a lot of supermarkets own brands vary wildly in quality and taste from week to week, depending on which supplier of, for example, baked beans gives them the best price..

thats why it always says "produced in the uk for xxxxx supermarkets" as opposed to who actually produced it as its different every week or so and it saves money changing the labels!
(Inflatable Aardvark, Tue 28 Oct 2008, 23:43, closed)